Protection
made simple.
We're an independent agency: we compare life-insurance options from multiple carriers and walk you through the choice in plain language. In English or Spanish, online or on the phone.
- Multiple carriers, one clear comparison
- Licensed Florida agency
- Answers in seconds with Ye, our AI guide
See your options in minutes
No paperwork, no obligation. A licensed agent replies the same day.
Independent, on purpose
We work for you, not for one carrier. Our advice starts from your situation, not a sales quota.
Licensed in Florida
A registered Florida agency. Every recommendation comes from a licensed agent, in writing.
English & Español
Real conversations in the language you think in — with people, and with our AI guide.
The companies we shop for you.
Three steps. No office visits.
Tell us about you
Two minutes, four questions — here on the page, or in a WhatsApp message.
We compare carriers
Quotes from multiple carriers, side by side, explained without jargon.
You decide, we handle it
We complete the application with you — fully online, e-signed, done.
Life insurance that fits the life you have
Term life
Coverage for 10–30 years — a straightforward way to protect the mortgage and the years your family depends on your income.
Quote term life →Whole life
Coverage that lasts your whole life and builds cash value along the way — for goals that don't expire.
Quote whole life →Final expense
Smaller policies designed to cover funeral costs, so the people you love don't carry the bill.
Quote final expense →Questions at 11 p.m.?
Ask Ye.
Ye answers the common questions — term vs. whole, how much coverage, what affects price — in seconds, in your language. And the moment you want a real quote, a licensed agent takes over.
- Instant answers, day or night
- Fully bilingual — switches language with you
- Hands you to a licensed human for advice and quotes
A person, not a call center
YeGuard is an independent agency founded in Florida by Hernando Sierra. Independent means we hold appointments with multiple insurance carriers — so our advice starts with your situation, and the carrier we recommend is the one that fits it. You'll always know who you're talking to.
Asked all the time
Do I need a medical exam?+
How much does life insurance cost?+
How much coverage do I need?+
What does "independent agent" mean?+
Ready when you are.
Two minutes now can settle a question you've been carrying for years.